Liability coverage · Written by RyskLOK
General Liability
Third-party injury and property damage from your business operations, not from driving.
Beyond the driver’s seat
General liability covers bodily injury and property damage that arise from your business but are not caused by operating your truck. A visitor injured at your yard, or damage to a customer’s dock during a delivery, are typical examples. Many shippers, warehouses and facilities require it.
What it can cover
- Injury to visitors at your office, yard or terminal
- Damage to a customer’s property while loading or delivering
- Personal and advertising injury, as defined in the policy
- Certificates for shippers, warehouses and facilities
Who it’s for
- Carriers with a yard, shop or office
- Operations that load or unload at customer facilities
- Businesses whose contracts require general liability
Common questions
Auto liability covers harm that arises from using your truck. Losses that are not tied to operating the vehicle, such as an injury at your yard, fall under general liability.
This page is general and educational. Coverage, limits and exclusions are set by the policy issued and are subject to eligibility, state availability and underwriting review.
Works well with
Related coverage
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