FAQ
Frequently asked questions
Everything you need to know about RyskLOK, our coverage and how to work with us.
About RyskLOK
A risk retention group (RRG) is a liability insurance company owned by its policyholders, formed under the federal Liability Risk Retention Act of 1986. Members share a similar type of risk, which lets the group focus its underwriting, pricing and claims handling on that risk.
RyskLOK Casualty Insurance Company, LLC, A Risk Retention Group, is a limited liability company registered in American Samoa (Certificate No. LLC 2026-11-175, November 2, 2026). Our office is at 24 Waterway Ave, Suite 825, The Woodlands, Texas.
We focus on trucking and commercial auto: owner-operators, new authorities, leased drivers and fleets that need commercial auto liability and related coverage.
Coverage and quotes
As a risk retention group, RyskLOK writes liability coverage: primary auto liability, general liability, non-trucking and bobtail liability, hired and non-owned auto liability and excess auto liability. Ask us about cargo, physical damage and trailer interchange alongside your liability program.
Availability depends on where the risk retention group is registered, your operation and underwriting review. Tell us your garaging state when you request a quote and we will confirm.
Your USDOT and MC numbers (if assigned), company and garaging details, a list of your trucks and trailers, driver information, and prior insurance and loss history where you have it.
No. A quote request is not an application for coverage and does not bind insurance. Coverage starts only when a policy is issued.
Claims and service
Use the claim notice form on our Claims & Support page. Include your policy number, the date, time and location of the incident and the details of anyone involved. You can send photos and documents later.
Send a request through our contact form and choose “Certificate of insurance”. Include the certificate holder’s name and address and any wording they require.
Still have a question?
Send us a message and our team will get back to you.