Insurance products
Coverage for every mile of your operation
Liability coverage written by our risk retention group, plus the complementary protection your contracts and lenders require.
Written by RyskLOK
Liability coverage
The core of every RyskLOK program: protection when your operation causes injury or damage to others.
Round out your program
Complementary coverage
Cargo and equipment protection to sit alongside your RyskLOK liability program.
Under the federal Liability Risk Retention Act, a risk retention group writes liability insurance only. Cargo, physical damage and trailer interchange are not liability coverages, so they may be placed with other insurers. Ask us how they fit with your RyskLOK program.
Find your fit
Which coverage is typically for whom
A starting point. Your contracts, lease and lender requirements decide what you actually need.
| Coverage | Individuals & owner-operators | Businesses & fleets |
|---|---|---|
| Primary Auto Liability | Typical | Typical |
| General Liability | Typical | Typical |
| Non-Trucking & Bobtail Liability | Typical | Less common |
| Hired & Non-Owned Auto Liability | Less common | Typical |
| Excess Auto Liability | Less common | Typical |
| Motor Truck Cargo | Typical | Typical |
| Physical Damage | Typical | Typical |
| Trailer Interchange | Less common | Typical |
Ready to lock in your coverage?
Tell us about your operation and our team will follow up with the options that fit.