Liability coverage · Written by RyskLOK
Excess Auto Liability
Additional liability limits above your primary policy for larger contracts and exposures.
Higher limits when contracts demand them
Excess auto liability adds limits on top of your primary auto liability. It responds once the primary limit has been used, helping you meet shipper and broker contracts that require more than the federal minimum and protecting the business you have built from a severe loss.
What it can cover
- Limits above your primary auto liability policy
- Help meeting contract and shipper limit requirements
- Protection for business assets against a severe loss
Who it’s for
- Fleets bidding on contracts with high limit requirements
- Carriers hauling higher-value or higher-hazard freight
- Established operations protecting their balance sheet
Common questions
They are similar. Excess liability follows the terms of the policy underneath it, while an umbrella can sometimes be broader. We explain the structure we recommend during the quote.
This page is general and educational. Coverage, limits and exclusions are set by the policy issued and are subject to eligibility, state availability and underwriting review.
Works well with
Related coverage
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