Individual insurance
Coverage for the driver who is the business
When you are the owner, driver and dispatcher, your insurance needs to be as dependable as you are. RyskLOK covers owner-operators, leased drivers and new authorities.
Who this is for
Find your situation
Owner-operators with their own authority
You run under your own USDOT and MC numbers and need the primary auto liability your filings require.
Typical coverage
Owner-operators leased to a carrier
Your carrier covers you on dispatch. You need protection for the miles in between, as your lease requires.
Typical coverage
New authorities
You have a new USDOT number and need coverage in place to activate your authority and start hauling.
Typical coverage
Recommended coverage
Coverage for individuals
Liability written by RyskLOK, plus complementary coverage to ask us about.
Moments to review your coverage
- Activating a new operating authority
- Signing a lease agreement that requires non-trucking or bobtail coverage
- Financing a truck that needs physical damage coverage
- A broker or shipper asking for a certificate of insurance
What to have ready
- USDOT number (and MC number if assigned)
- Business name, entity type and garaging address
- Truck and trailer list with VINs and values
- Driver names, license details and experience
- Commodities hauled and operating radius
- Prior insurance and loss runs, if available
Ready to lock in your coverage?
Tell us about your operation and our team will follow up with the options that fit.